The Florida Legislature passed the 2025-2026 Fiscal Year Budget on June 16, 2025. The budget appropriates $50 million to Florida Housing in new funding for the 2025 HTH Loan Program but also requires significant changes from the 2024 Program. The budget is now on its way to Governor DeSantis and will not be final until his review and approval.

As it currently stands, the 2025 HTH Loan Program will only be available to borrowers who are employed full-time by a Florida-based employer in the following eligible occupations:

1. Healthcare worker
2. School staff member
3. First responder
4. Public safety employee
5. Court employee
6. Childcare worker
7. A servicemember of the United States military or military reserves, the United States Coast Guard or its reserves, or the Florida National Guard; or
8. A veteran employed full-time by a Florida-based employer

The HTH funds will NOT be available on July 1st this year. Should the Governor approve these budgetary provisions, Florida Housing’s Board of Directors will first need to approve a list of eligible occupations. Florida Housing staff will then publish the new lender guide and conduct trainings highlighting the new program requirements.

Please do not call asking if an occupation qualifies. We will send out an announcement when we publish a new guide and a schedule for trainings as soon as possible. With your help, we look forward to another successful HTH program helping thousands of Florida citizens achieve their dream of homeownership.